All posts tagged southwest

The Credit Card Points “Game” for the rest of Us

When Mr. Los Angeles told me he wanted to start getting into the credit card points “game,” I was a little annoyed. It sounded like a lot of work trying to figure out which card to use when and for which purchases. At the time, I had my one solitary Visa that I used for everything. The fact that it had a points program (and and not a very good one, as it turns out) meant nothing to me. And then to redeem those points seemed even more daunting. Honestly, I don’t have the patience for that kind of minutia.

Honestly, when you look at how my time is spent, there’s not a ton of time left over to become a credit card Points Pirate:

30% working in an office
30% beauty sleep
20% being awesome (blogging is included in this category)
10% figuring out what I want on my breakfast burrito
5% laundry
5% FREE TIME.

There are plenty of people who have made credit cards points a hobby, even going so far as to bend or violate the rules of the credit card terms, usually at their own peril. Sometimes they’ll sign up for the hefty point bonus and then get rid of the card, known as “card churning.” This might work a few times but banks are hip to this scheme and are cracking down. Everyone wants something for nothing, I suppose, and initially that seemed like what I’d be getting into.

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